@Article{597306,
     author = "Maria Forlicz",
     title = "Skills and Willingness to Buy Insurance Policies ",
     year =  2018,
     volume =  51,
     number =  3,
     journal =  Studia i Prace Wydziału Nauk Ekonomicznych i Zarządzania,
     pages =  s. 67-75,
    }